Meme-Free Zone

Can anyone point me at software or templates for designing playing cards in PDF format?

I'm thinking about putting a story telling card game into Gandhi's Angels; what I think I want to make is a pack or two of fairly standard cards with the corner numbers / symbols as a normal pack, but some text replacing the rest of the symbols. Something like this:

9 C "The fate of the world is in your hands" or Explosion! 9 C

But I'd want the corner symbols to be hearts, clubs, etc. as a normal pack, proper backs, etc.